Ohio drivers can now show proof of insurance with their cell phones, laptops

Ohio motorists now can use their cell phones, lap top computers and other electronic devices to show proof they have auto insurance or some other means of financial responsibility as required by Ohio law.

(Lonnie Timmons III, Plain Dealer file photo)

COLUMBUS, Ohio -- Motorists can use their cell phones, laptop computers or other electronic devices to show they meet Ohio's requirement for financial responsibility.

Ohio's Financial Responsibility Law bars use of a car unless financial responsibility -- such as holding an auto insurance policy -- is maintained continuously throughout the registration period for the vehicle.

Motorists may be required to prove that financial responsibility if they are in an accident, stopped for a traffic violation or if the state Bureau of Motor Vehicles randomly requests proof be shown.

Paper documents showing proof, such as an insurance card, still may be used. But as of Monday, electronic options became available.

Legislation allowing for the electronic options was approved at the close of the last General Assembly and signed into law by Gov. John Kasich. Legislation takes effect 90 days after the governor signs it into law.

"This is another great example of using technology to meet our customers' needs where they are, not where we are," BMV Registrar Don Petit said in a statement.

Electronic wireless communications devices that can be used to provide proof of insurance include the following:

"This was a common sense step forward which takes advantage of widely used technology and adds convenience for Ohioans," Sen. Edna Brown, a Toledo Democrat who sponsored the legislation, said in a statement Monday.

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